If you have excellent credit and you’re looking for timeshare financing, FirstAgain is a lender that makes sense. Our AnythingLoan allows borrowers with excellent credit to finance or refinance literally any purchase, including timeshares. Interest-rates on a timeshare loan from FirstAgain range from 7.49% to 7.99%* APR with loan amounts ranging from $7,500 to $100,000. Apply today to see just how customer friendly FirstAgain’s loan experience truly is.
Traditional Timeshare Financing
For years, customers looking for time share financing have had little choice but to accept the timeshare loan offered by the developer of a given property. Developer-issued timeshare loans tend to be one-size-fits-all, meaning buyers with excellent credit are offered the same high-interest rates as buyers with less than excellent credit. According to a recent study, the national average interest rate on a timeshare loan is a credit-card-like 14.1%**. FirstAgain’s timeshare loan interest rates are nearly 50% lower than the national average!
Options for timeshare refinancing were equally limited. Individuals with excellent credit often used home equity loans to refinance their timeshare loan, but with home prices depreciating and lending standards tightening, this option is now unavailable to many. Fortunately, FirstAgain offers a money-saving alternative for borrowers with excellent credit.
Lower interest rates mean lower payments and an overall cost savings. Consider the hypothetical example of a couple with $20,000 and 72 months remaining on their time share loan at the industry average 14.1 percent interest rate. That couple would pay $29,749 over the remaining life of their loan. By refinancing at an interest rate of 7.99 percent through FirstAgain, they would pay just $25,241. Timeshare refinancing with FirstAgain would save them more than $4,500! Not only do we offer the interest rates you deserve on your time share loan, we offer the customer service experience you deserve as well.
A New Kind of Timeshare Financing
Our paperless, unsecured loan experience has won over thousands of borrowers nationwide. Customers complete and submit credit applications online and are emailed a response within minutes during business hours. Approved applicants can go online to set up their loan for funding immediately, which includes signing their loan documents using a computer mouse. Approved applicants can have funds deposited into their bank accounts the same day they apply. There are no fees, down payment or collateral requirements, or prepayment penalties of any kind. Getting a time share loan has never been easier.
* Rates assume selection of AutoPay option. Invoice rates are 0.5 points higher. FirstAgain LLC rates vary by loan purpose, amount and term, and are subject to change without notice. California loans will be made or arranged pursuant to Department of Corporations California Finance Lenders License.
**Based on national average timeshare loan interest rate of 14.1 percent according to 2006 ARDA PricewaterhouseCoopers study.
If you have additional questions about FirstAgain Timeshare Financing loans, please
read our FirstAgain Timeshare Financing FAQ's.